More info. Thanks to all for the ideas and comments.
After reading a bit on frets.com and rummaging in the garage for a nice little stainless steel gauge, I am now a measuring fool.
The distance from the top of the 12th fret to the bottom of the low E string is just over 4/32's
The distance from the top of the 12th fret to the bottom of the high E string is 3/32's
The distance from the top of the guitar to the bottom of the low E string at the saddle/bridge is 14/64's
I don't have a 2ft straight edge handy as yet, but by eyeball, yardstick, plastic engineer's and architect scales, it looks as if it would intersect below the wooden bridge a bit after crossing from neck over soundhole.
The saddle is pretty low on the high E side ... the luthier I use does so full time and has for years, (and for many big names) so I do trust him when he says lowering the saddle won't help much.
Maybe I need fatter strings,
I'll let you know when I find a 2 ft. straight edge.
I do like the Frets.com web site. Lots to ponder.
Tom - what is a hump neck and how did you know?